Warranty Information - 10 Year Structual

Unless one or more of the Warranty Exclusions apply, for ten (10) years from the Effective Date of Warranty, your Warrantor warrants your home against Structural Failure (Click on the file below for more detail including the Warranty Exclusions). Structural Failure means Actual Physical Damage to the Home as a result of one or more of the Designated Load-Bearing Members meeting one of the Failure Criteria specified in this Section. Actual Physical Damage means a visually- observable, adverse condition evidenced by distortion, cracking or crushing in a portion of the Home.

The Designated Load-Bearing Members are:
• Foundations
• Beams
• Columns
• Load-Bearing walls and partitions
• Floor systems and sub-flooring
• Roof framing and sheathing

Some examples of portions, but not inclusive of all portions, of the Home that are not Designated Load-Bearing Members and are not covered by this Structural Coverage:
• Non-load bearing walls and partitions
• Appliances, fixtures, and items of equipment
• Finish Flooring material
• Roof shingles, roof tiles, and tar paper
• Wall tile and wall paper
• Plaster, laths, and drywall
• Doors, trims, cabinets, hardware, insulation, paint and stains
• Brick, stone veneers and stucco
• Any type of exterior siding
• Heating, cooling, ventilating, plumbing, electrical, and mechanical systems
• Basement and garage concrete slabs (Exception: In Colorado, basement slab coverage is for four years)

The Failure Criteria for the Designated Load-Bearing Members are:
• Whenever the stress in the Designated Load-Bearing Member or its connections, due to design dead loads and live loads, is more than one and one half times the stress allowed in the Building Code in effect at the time of construction, provided that such condition exists to the extent that the sanitation of the Home or the safety of the occupants of the Home are materially endangered, or
• Whenever a vertical structural Designated Load-Bearing Member leans or buckles where such condition is caused by lateral movement of the column and not by differential elevation of the foundation, and such movement results in the distance between a face of the base of the member and a plumb line dropped from the corresponding face of the point of maximum movement exceeding one sixth of the corresponding width of the member, provided that such condition exists to the extent that the sanitation of the Home or the safety of the occupants of the Home are materially endangered, or,
• Whenever the deterioration or inadequacy of a foundation causes a condition to exist to the extent that the sanitation of the Home or the safety of the occupants of the Home are materially endangered, or,
• Whenever the differential elevation of the finished floor surface of a room in the Home exceeds one inch in a ten foot measurement and there is evidence of Actual Physical Damage that is consistent with the measured differential elevation, or,
• Whenever the differential elevation of the finished floor surface of the Home exceeds four inches in a twenty-foot measurement.
  

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